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You are an entrepreneur with a business that sells to other businesses and governments. Naturally, you are seeking to manage the rate at which your business grows. This section of the site provides straightforward advice on how to access the money to do so.
While we have our own family of financial products to assist you, as the leader in Sales Driven Financing©, we have worked to provide you with material on the full spectrum of SME financing, not only what we can offer. The content meets the standards imposed by those who regulate our stock market-full, plain and true disclosure.
The structure of the following material is that of a guided tour of SME financing looking at who provides what and why they do so. The material starts with a "map" of the funding terrain developed for our internal use. Observations on bank lending and venture capital follow. An alternative to these sources of funds precedes a description of Acorn Partners family of Sales Driven Financing© products. Used alone or in combination, they provide you with alternative means to finance your firm's growth.
After reviewing this section of the site you should have a good understanding of the various kinds of funds available to you given your business' past performance (if any) and its future outlook. In addition, you will be able to determine where there is a fit between those who have funds and the specific type of investment opportunity you offer.
When considering the type of financing that you want, it is useful to remember the following:
The hands holding the money determine who can access it.
Whenever the money you use is not yours, you will have constraints on how much you can access and even how you use it. You also risk ceding ownership of your business to creditors.
While it is not always a bad thing to borrow, the following sayings are poignant:
Acorn Partners is not a lending organization. We believe that it is possible to grow a business without borrowing. This is why we have designed a group of financial products that make use of your own money. We just get it to you when you need it.
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